PEMBELAJARAN ANUITAS YANG BERMAKNA DI SMK: DESAIN HLT BERBASIS PMRI
DOI:
https://doi.org/10.63754/jcn.v4i2.164Keywords:
Hypothetical Learning Trajectory (HLT), Pendidikan Matematika Realistik Indonesia (PMRI), Anuitas, Design Research, Pemahaman Konseptual.Abstract
Penelitian ini bertujuan mengembangkan Hypothetical Learning Trajectory (HLT) berbasis Pendidikan Matematika Realistik Indonesia (PMRI) pada materi anuitas untuk siswa kelas X SMK. Rendahnya pemahaman konseptual siswa terhadap perhitungan bunga secara bertahap menjadi latar belakang penelitian ini. Metode design research digunakan melalui tiga tahapan: preliminary design, design experiment, dan retrospective analysis. HLT dirancang dalam lima aktivitas. Implementasi pada dua kelompok siswa menunjukkan bahwa kemampuan prosedural (menghitung angsuran bulanan) tercapai dengan baik, namun pemahaman konseptual tentang perhitungan bunga bertahap masih lemah. Analisis retrospektif mengidentifikasi kesenjangan antara konjektur HLT dan pemikiran aktual siswa, khususnya pada perhitungan angsuran pokok dan bunga bulan terakhir. Revisi HLT direkomendasikan melalui penambahan pertanyaan pemandu dan visualisasi tabel amortisasi. Penelitian ini menghasilkan Local Instructional Theory (LIT) berupa HLT berbasis PMRI yang kontekstual dan prosedural, serta mengungkap bahwa kompleksitas perhitungan bunga bertahap merupakan tantangan utama yang memerlukan perhatian khusus dalam perancangan pembelajaran anuitas.
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